The Florida Bar
The Florida Bar Journal
We Need a Hard Eight: Florida’s Growing Exception to the Eight Corners Rule

by R. Hugh Lumpkin and Alex Stern
Lawsuits bring stress, anxiety, and the threat of financial ruin. To respond to this threat, responsible people and businesses purchase some form of liability insurance. Liability insurance entitles the policyholder to two important promises. First, the insurer will indemnify the policyholder by paying for covered losses falling within the policy’s limits. Second, the insurer will provide the policyholder with a defense from a lawsuit potentially covered by the policy. This second promise, known as an insurer’s “duty to defend,” typically includes appointment of counsel and payment of attorneys’ fees and other legal costs incurred in the policyholder’s defense. Liability insurance is sometimes referred to as litigation insurance because liability policies, in addition to indemnifying loss, are designed to “protect[] the insured from the expense of defending suits."

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President’s Page
Mission Accomplished (or, at Least, Begun)
by Gregory W. Coleman

Environmental and Land Use Law
Can a Washington State Statute Cure Florida’s Local Government Exposure Under Koontz v. St. Johns River Water Management District?
by Sidney F. Ansbacher

Tax Law
Owners for Tax Purposes Only: The Equitable Ownership Doctrine and Ad Valorem Taxation of Long-Term Leasehold Interests
by Steven M. Hogan

Real Property, Probate and Trust Law
New Condominium Exemption to the Interstate Land Sales Full Disclosure Act
by Richard Linquanti and William P. Sklar

January 2015

February 2015


[Revised: 02-24-2015]