Member Benefit: Financial Services

BHG — Premium Financing for Elite Professionals

For over 20 years, BHG Financial has been a trusted lender to hundreds of thousands of individuals and businesses — helping them achieve success.

As a member of The Florida Bar, you have exclusive access to a suite of financial solutions to accomplish your own personal and professional goals.

Business Loan Features

BHG Financial offers a unique combination of large loan amounts¹ and extended repayment terms¹, providing you with affordable monthly payments. You’ll also experience a simplified lending process with dedicated concierge service.

• Loans up to $500,000^1,2
• Flexible terms of up to 12 years^1,3
• Approval in as little as 24 hours⁴
• US-based concierge service
• No impact on your credit score for applying
• No personal collateral, business plan, or pro forma required

Take advantage of a business loan from BHG Financial to consolidate debt, expand your firm, buy-out a business partner, and much more.

Discover the full benefits of BHG’s business loans.

Personal Loan Features

BHG Financial is committed to helping attorneys like you achieve your personal goals. With industry-leading features, and a best-in-class lending experience, BHG Financial offers customized consumer financing with amounts up to $200K¹ and flexible terms up to 10 years^1,5.

• Large loan amounts up to $200,000¹
• Affordably low monthly payments
• Approval in as little as 24 hours⁴
• Funding in as few as 5 days⁴
• Premium service 6 days a week
• No lockout period or prepayment penalty

As a member of The Florida Bar, you have easy access to a customized personal loan — which can help you accomplish your goals more quickly. Get started today.

Personal loans not currently available in Illinois or Maryland.

• ¹Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant’s credit profile. Finance amount may vary depending on the applicant’s state of residence.
• ²BHG Financial business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
• ³Business Loan Repayment Example: A $94,695 commercial loan with a 9-year term and an APR of 14.8% would require monthly payments of $1,633.
• ⁴This is not a guaranteed offer of credit and is subject to credit approval.
• ⁵Annual percentage rates (APRs) for BHG Financial personal loans range from 13.39% to 24.91%, with terms from 3 to 10 years. Personal Loan Repayment Example: A $59,755 personal loan with a 7-year term and an APR of 17.2% would require 84 monthly payments of $1,229.

Consumer loans funded by one or more participating lenders. Equal Housing Lenders.

For California Residents: BHG Financial loans made or arranged pursuant to a California Financing Law license – Number 603G493.

LawPay

Approved by more than 110 state, local, and specialty bars, LawPay is proud to be the preferred payment partner of more than 45,000 law firms. Designed specifically for the legal industry, LawPay provides attorneys with a simple, secure way to accept credit card and eCheck payments in their practice.

LawPay understands the unique compliance and financial requirements placed on attorneys, which is why their solution was developed specifically to correctly separate earned and unearned fees, giving you peace of mind that your transactions are always handled correctly.

For more than a decade, LawPay has made it as easy as possible for attorneys to receive payment for their services, and Florida Bar members pay no monthly fee for their first three months. To learn more, call 866-730-4140 or visit our website.

Nota by M&T Bank

THE FLORIDA BAR TRUST ACCOUNTING SOLUTION

Trust account maintenance and compliance is critically important. Nota by M&T Bank’s financial management platform — available at no cost to members — helps lawyers manage trust accounts and avoid costly mistakes by providing a simplified, seamless, and efficient trust accounting platform that reconciles accounts, especially for solo practitioners and small firms.

Nota by M&T Bank’s platform provides attorneys with total visibility into their bank accounts along with full integration into law firm workflows. The platform, designed specifically for attorneys, helps to streamline the exacting management of client IOTA accounts, and integrates easily with major practice management, legal payment, and accounting platforms. Nota by M&T Bank seamlessly integrates with client accounts across multiple financial institutions or as a standalone trust accounting solution.

Register today and get started immediately

Questions? Email customer support or call 1-800-724-1313.

Prudent Financial Student Loan Repayment Counseling

At Prudent Financial Planning, our mission is to help you understand your student loan repayment options and select the option that works best for your specific situation. We understand that navigating the intricate world of student loan repayment strategies can be daunting, and we are here to help you.

Our team works tirelessly to provide you with a wide spectrum of solutions, customized to your unique student loan situation and goals.

Here is a highlight of our Student Loan Analysis. The analysis covers:

• A complete review of Federal and Private student loans.
• Review of your income, marital status, family size, and retirement plan contributions.
• PSLF eligibility.
• Recommendations on payment plans for your unique situation.
• 90-minute meeting to discuss results and solutions.
• 6-months follow up email support.

The fees include:

• $395 for a combined loan balance of < $200,000.
• $495 for a combined loan balance of > $200,000.

Please note that as a member of the Florida Bar, you will receive a 10% discount on our Student Loan Analysis!

Get started today

Savi Student Loan Benefits Made Easy

Student loan policy experts, advocates, and borrowers founded Savi to help solve our country’s student debt crisis. Regardless of how much student debt you have and where you are in your repayment journey, Savi will be there to walk you through every step of the process to ensure you can achieve financial freedom.

Savi could help you:

• Save you money on your monthly payments
• Apply for student loan forgiveness programs
• Get answers to all of your student loan questions through educational webinars or customized support
• Stay updated on new programs and policy changes

Interested in learning more?

1. Create your Savi account
2. Attend an educational webinar

SoFi

• Savings: SoFi attorney borrowers save thousands over the life of their loans when they refinance.
• Rates: Low variable and fixed rates available. Florida Bar members receive an additional 0.250% rate discount on student loan refinancing. Check out current rates.²
• Simplicity: Consolidate all existing student loans (federal and private) into a single loan with one monthly payment.
• Perks: SoFi offers member events, a referral program, and more.
• No hidden fees: No application fees, no origination fees and no prepayment penalties.

CONTACT

If you have any questions about SoFi student loan refinancing, send us an email, visit the SoFi website, or call  855-456-7634.

TrustBooks Accounting Software Built for Law Firms

Eliminate your accounting headaches with a software that understands law firms.

Key features include:

• Manage your trust account(s) to ensure compliance with The Florida Bar trust rules.
• Easy and intuitive workflows designed for the modern law firm.
• Track all accounting activity at the client level.
• Integrate with your online bank, Clio and LawPay to save time.

TrustBooks offers a 14-day free trial. Florida Bar members get an exclusive discount of 3 months free (25% discount) on annual Tier One or Tier Two plans or $15 off (12% discount) on monthly Tier Three plan. Go online to learn more and start using TrustBooks. Use the discount promo code FLORIDA.